You love them, you hate them: gift cards. If you just can't think of that perfect gift, or you just want to save some cash, read on about how you can buy gift cards for 10-50% off.

Even if you don't need a gift for that someone "special" who has it all, buying discounted gift cards via eBay auctions can be a great way to save some cash. We typically find cards from 20-50% below the face value and we use a set-it-and-forget-it mentality - meaning, we post our max price we would pay, using eBay's proxy bid feature or we use a bid sniping service if we want even more dramatic savings.

You won't win every gift card auction you bid on, but if you spend a little time, you can come up with some pretty good savings. During one home improvement phase, we bought a few thousand dollars worth of Home Depot cards with an average savings of about 18% with just a little time invested.